Call Us : 416-844-8906

Best 5-YR fixed

2.34%

Best 5-YR variable

1.85%

Best 3-YR fixed

2.15%

GN Mortgages Brokers – Lowest Mortgage Rates in Toronto & GTA

Our Latest Rates

Great Rates are Just The Beginning

Prime 2.70%
1 Year Fixed Rate 2.27%
2 Year Fixed Rate 2.39%
3 Year Fixed Rate 2.15%
4 Year Fixed Rate 2.39%
5 Year Fixed Rate 2.34%

More Info

Apply Today and Get Approved!


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Buy New Home

Purchase your first home with confidence. Avail best rates along with safe pre-approvals, home inspection and lowest down payment. Whether land transfer tax or moving costs, we walk you through entire new home purchase process like a breeze.

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Mortgage Renewal

Is your mortgage up for renewal? Grab the best current mortgage rates and highly favorable terms with us. Explore the best deals from our pool of diverse lenders – private and institutional. Why pay old rates when you can save today.

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Mortgage Refinance

Unlock the real potential of your home. Cash in on the equity you built in your home after years of mortgage payments. We help you finance your other dreams using your current home equity with the best mortgage terms and rates.

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Amazing Mortgage Rates & Favorable Terms Await you at GN Mortgages.ca.

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Why You’ll Love GN Mortgages.ca

Choose Your Lender

Choose your Lender

Let lenders compete and offer you the best deal instead of the other way around. We gives you access to multiple lenders/banks with favorable terms and rates. You get to choose your deal just the way you want.

Transparacy & Reliability

Transparency & Reliability

An impartial advice and transparent deals are the hallmarks of GN Mortgages.ca . We work for YOU, not for the bank. With the right negotiating skills, extensive range of deals, and proven success, we promise you nothing but the best.

Unmatched Counseling

Mortgage goes beyond just rates and terms. Hidden costs can dent a deal quickly. We guide you through the entire mortgage process for a transparent deal. Whether home insurance, lawyer’s or maintenance, we got you covered.

GN Mortgages.ca – Making the Lenders Work for You

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Looking for the Best Mortgage Deals in Toronto Area?
We can help.

If you plan to buy a new home, whether your first or second, the decision has to be taken with caution. Rising real estate prices, wildly fluctuating mortgage rates and availability can all have a huge impact on your potential home deal.

At GN Mortgages, it is our goal to take the stress out of home buying process. We strive to work for our clients and not the banks. Our commitment is to carve out the best deal for you from lenders. Delivering the best mortgage rates to suit your home purchase dream is our goal.

Dealing in both residential mortgages and commercial mortgages, our team of mortgage specialists provide the right insight and expertise. You get the best line-up of lenders ready to offer you awesome rates – whether fixed rate or variable rate mortgage.

Count on GN Mortgages for lowest mortgage rates, quick file processing, reliable pre-approvals and one-to-one counseling.

Best Mortgage Rates Toronto

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Call Today to Compare Mortgage Rates in Toronto & Nearby Areas.

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Step
1

Define Requirements

We start from defining your requirements. After an in-depth consultation and information gathering, we create a blueprint of your potential mortgage deal. We wade through intricate information to help you make a smart decision.

Step
2

EXPLORE MORTGAGE DEALS

Stage 2 lets you choose the best deal as per your requirements. We give you a gamut of deals to meet your particular requirements. Whether first time or renewal, we help you zero in on the best mortgage deals ready to be work for you.

Step
3

CLOSE WITH CONFIDENCE

Our professionals will help you close the most favorable deal at best rate. We help you tick every column at mortgage checklist so that you can proceed with confidence into your new home. Our support continues well after closing.

Frequently Asked Questions

What is a fixed rate mortgage?

A fixed rate mortgage comes with a fixed interest rate for a specific term. This type of mortgage allows you to ‘lock-in’ your interest rate for the entire term of your mortgage, so that you don’t have to worry about interest rate fluctuations.

What is a variable rate mortgage?

Unlike a fixed rate mortgage, a variable rate mortgage does not come with a rate guarantee for a specific term. With a variable mortgage the interest rate fluctuates based on the RBC Prime Rate. Depending on the course of the RBC Prime Rate, a variable mortgage could help you save dollars in interest over your mortgage’s life.

What's the difference between closed and open mortgage terms?

A closed term mortgage is an ideal choice if you do not have plans to pay off your mortgage in the short term. You will have to pay a prepayment charge if you wish to pay off your mortgage balance before the end of its term or renegotiate your interest rate. For closed mortgage terms, the interest rates are generally lower than open mortgage terms.

What is the difference between refinancing and renewing?

Refinancing is the process of arranging a new mortgage for an increased amount before the end of your term. Often homeowners re-finance to access some of the equity they’ve built up in their home to take the funds to renovate or consolidate debt.

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Take the First Step Towards a Profitable Mortgage? Call Today.

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